Documents Requirement List for Salaried Person

• One Passport Size Photograph

• Pan Card

• Aadhaar Card

• Last 6 Months Bank Statement

• 3 Months’ Salary Slip

 

 

 

 

Documents Requirement List for Doctor:

• One Passport Size Photograph

• Pan Card

• Adhaar Card

• Office Ownership Proof - Electricity Bill / Telephone Bill

• Residence Proof - Electricity Bill / Telephone Bill / Gas Bill

• Last 12 Months Bank Statement

• Last 2 years ITR

• Degree Certificate

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Documents Requirement List for Partnership:

• One Passport Size Photograph of all Partners

• Partners' Pan Card

• Partners' Adhaar Card

• Firm Address Proof - Electricity Bill / Telephone Bill

• Partners' Residence Proof - Electricity Bill / Telephone Bill / Gas Bill

• Partnership Deed

• Last 12 Months Bank Statement

• Last 2 years Partners' ITR

• Month Wise Sales / Purchase of Last Financial year(Optional)

• Last 2 years Audit Report (Optional)

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Documents Requirement List for Pvt. Ltd. Company:

• One Passport Size Photograph

• Memorandum of Article

• Business Stability Proof

• Residence Proof - Directors

• Office Address Proof

• Last 2 years Audit Report

• Directors Signature Proof (Pan Card)

• Directors Identity Proof

• Aadhaar Card (if not included in above)

• Last 12 Months Bank Statement

• Last 2 years Directors ITR (Optional)

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Documents Requirement List only for Home Loan / Loan Against Property for Salaried Class:

• Two Passport Size Photograph

• PAN Card

• Adhaar Card

• Latest Salary Certificate / Salary Slip (3 months)

• Copies of IT returns (2 years) or Form No.16 (2 years)

• Latest 6 month's Bank Account statement evidencing the salary credits

• Property Documents: Agreement for Sale and Construction, Allotment letter / NOC from Builder to mortgage the flat, Title Deed, Prior Deed (in cases where the Title Deed does not contain recitals explaining derivation for past 30 Years), EC for 13 years (minimum), Possession certificate, Location Sketch, Land Tax receipt (latest)

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Documents Requirement List only for Home Loan / Loan Against Property for Self Employeed Class:

• Two passport size photos each of the applicant/ and the co obligation

• PAN Card

• Adhaar Card

• GST Registration Certificate

• Firms Registration Certificate

• Copies of IT returns (2 years) supported by Tax calculation sheet & Tax paid challans

• Latest 12 month's Bank Account statement evidencing the salary credits

• Property Documents: Agreement for Sale and Construction, Allotment letter / NOC from Builder to mortgage the flat, Title Deed, Prior Deed (in cases where the Title Deed does not contain recitals explaining derivation for past 30 Years), EC for 13 years (minimum), Possession certificate, Location Sketch, Land Tax receipt (latest)

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Eligibility Criteria

• Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years

• Net Monthly Income :for salaried person- Rs.12,000 & for Self-Employed : Rs.30,000

• Minimum Loan Amount :for salaried person-Rs.100000 & for Self-Employed : Rs.100000

• Maximum Loan Amount :for salaried person Rs.20 lakh & for Self-Employed :Rs.15 lakh

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Documents needs

• Proof of Identity for Salaried Individuals Passport, Voter’s ID, Driving License or PAN Card and for Self Employed Passport, Voter’s ID, Driving License or PAN Card

• Proof of Residence for Salaried Individuals Passport or utility bills and for Self Employed Passport or utility bills

•  Proof of Income for Salaried Individuals Bank statement of salary account for the past two years for Self Employed Audited financial statement of the past two years